OneSafe Electronic Communications Consent Form

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Consent to Electronic Communications

1. Consent to Electronic Communications

This Electronic Communications Agreement is a legally binding agreement between Thresholdz Inc., doing business as OneSafe (“OneSafe,” “we,” “us,” or “our”), any financial institution or service providers that support the OneSafe platform (“Service Partners”), and you, the individual or legal entity using OneSafe services (“you” or “your”).

Your consent covers all Communications relating to any OneSafe product or service. Your consent will remain in effect until you notify us that you wish to withdraw it.

If you are opening or using a OneSafe account on behalf of a business or other organization, you represent and warrant that you have the authority to bind that organization to this agreement.

For purposes of this agreement, “Communications” means disclosures, notices, agreements, fee schedules, privacy policies, statements, records, documents, or other information that we provide to you, or that you sign, submit, or agree to at our request.

OneSafe operates as a digital financial platform and provides Communications exclusively in electronic form. By accepting this agreement, you confirm that you are willing and able to receive Communications electronically and consent to receiving them electronically.

This consent applies to Communications provided by OneSafe as well as Communications provided or made available through our Service Partners.

You also agree to the use of electronic signatures in connection with your OneSafe account and services.

If you do not consent to receive Communications electronically, you may not open or maintain a OneSafe account. If you withdraw your consent after providing it, we may not be able to continue providing services to you and may close your account.

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2. Delivery Methods

We, or our Service Partners acting through us, may deliver Communications to you electronically through one or more of the following methods:

• the OneSafe website at https://onesafe.io • the OneSafe application or account dashboard • electronic mail (“Email”) • text or SMS messages (“Text Messages”) • other electronic channels we may make available

If we provide Communications through a platform or location other than the above methods, we will notify you where the information can be accessed.

In certain circumstances, we or our Service Partners may be required by law to provide Communications to you in paper form even if you have consented to electronic delivery.

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3. Hardware and Software Requirements

To access and retain electronic Communications from OneSafe, you will need:

• a computer or mobile device with an operating system capable of supporting the requirements below • an internet connection • a current version of a supported web browser, including:

• Microsoft Edge version 42 or higher

• Firefox version 62 or higher

• Safari version 12 or higher

• Chrome version 69 or higher

• a hard drive or other method for storing data • a valid and active email address • a current version of software capable of viewing PDF files

We may update these requirements from time to time to ensure the continued delivery of electronic Communications. If any changes materially affect your ability to access Communications, we will notify you.

Before consenting, you may be asked to demonstrate your ability to receive and retain Communications electronically. By confirming, you acknowledge that you can access and retain electronic Communications.

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4. Updating Contact Information

You are responsible for maintaining accurate and current contact information so that you can receive Communications without interruption.

We are not responsible for Communications that you do not receive due to outdated or incorrect contact information.

You may update your email address or other contact information by logging into your OneSafe account and updating your Settings, or by contacting us at:

[email protected]

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5. Communications in Writing

Applicable laws may require that certain information be provided to you “in writing.”

All Communications delivered to you electronically, or otherwise made available electronically, will be considered provided in writing.

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6. Withdrawing Consent

You may withdraw your consent to receive Communications electronically at any time by contacting us at [email protected].

If you withdraw consent, we may no longer be able to provide services to you electronically. In that case, we may close your account and provide any required final communications through legally permissible means.