Onesafe - Terms of Service
OneSafe Terms of Service
Effective Date: July 5th 2025 Last Updated: July 5th 2025
These Terms of Service ("Terms") form a legally binding agreement between you (the "Customer", "you") and Thresholdz Inc. ("OneSafe", "we", "us", or "our"), a Delaware corporation providing integrated crypto and fiat-compatible financial services tailored for Web3-native users, including DAOs, foundations, startups, and individual participants. By applying for or using any of our Services, you accept and agree to these Terms.
1. Use of the Services
1.1. Eligibility
This is a contract between you and OneSafe. You must read and agree to these Terms before using the Services. If you do not agree, you may not use the Services.
You may use the Services only if:
You are at least 18 years old (if applying as an individual);
You are based in a jurisdiction not subject to U.S. or international sanctions;
You are either an individual, company, DAO, foundation, or other legally recognized entity;
You are authorized to use the Services and act on behalf of the entity or yourself; and
You agree to comply with this Agreement and all applicable laws, rules, and regulations.
1.2. Creating an Account
Your Account provides access to specific Services, which may include crypto-compatible features and third-party integrations. When creating an Account, you agree to provide accurate, current, and complete information ("Customer Information"). This may include, but is not limited to:
Legal name, business entity information (if applicable), and nature of business;
Residential or business address;
Personal details of administrators, users, or beneficial owners;
Corporate registration certificates, personal identification, and proof of address.
We may provide Customer Information to regulated financial partners or third-party providers for verification, compliance, and eligibility purposes. We may deny your application or suspend your Account if Customer Information is outdated, incomplete, or incorrect. By creating an Account, you confirm you are authorized to provide such information.
1.3. Account Management and Security
You must appoint at least one Administrator when applying. Administrators are authorized to manage the Account, including:
Adding or removing other Administrators or Users
Managing cards or spend limits (if applicable)
Connecting third-party services
Reviewing and updating Customer Information
You are solely responsible for all activity conducted under your Account. You agree to:
Use strong, secure passwords and enable multi-factor authentication (MFA);
Use strong second-factor authentication such as security keys where possible;
Notify OneSafe immediately if you suspect unauthorized access or a security breach;
Accept responsibility for actions of all Users and Administrators.
We may suspend access to your Account if we believe it has been compromised.
1.4. Prohibited Use
You agree not to:
Use the Services for any unlawful, abusive, or deceptive activities;
Use the Services for personal, family, or household purposes unless permitted for individual use;
Use the Services for any third parties without authorization;
Impersonate individuals or entities, or misrepresent affiliations;
Interfere with the operation of the Services, including by introducing malware or accessing data without authorization;
Reverse engineer, decompile, or otherwise tamper with any part of the platform;
Use automated means to access the Services without our prior consent;
Violate the rights of others or engage in abusive, harassing, or discriminatory conduct;
Use the Services for the benefit of individuals, organizations, or countries on sanctions lists maintained by OFAC or other government authorities;
Use the Services to collect market intelligence for competing platforms;
Engage in abusive, threatening, or improper conduct toward OneSafe, its staff, or partners.
1.5. Beta Services
OneSafe may offer certain features designated as Beta Services. These features may be unstable or incomplete and are provided "as-is." You acknowledge the risk of using Beta Services and agree not to rely on them for critical operations. Participation is optional and at your discretion.
2. Scope of Services
2.1. Crypto and Fiat-Compatible Services
Subject to eligibility and partner integration, OneSafe provides:
Crypto on- and off-ramps
Custodial and/or non-custodial wallet access
Multi-asset account management
Stablecoin and USD-denominated balances
Transaction history and reporting tools
2.2. Funds and Currency Support
Funds held in your OneSafe Account may be denominated in U.S. Dollars (USD), supported stablecoins (e.g., USDC, USDB), or other digital assets as made available from time to time. You may also hold balances in other supported crypto tokens.
2.3. Cards and Payment Features
OneSafe may facilitate access to virtual or physical payment cards via third-party partners. These cards may support:
Dynamic spend limits
Multi-currency spending and conversions
Rewards or benefits programs (if applicable)
2.3.1 Requesting Cards
Administrators may request Cards for Users but will only do so for individuals who are authorized. Cards may be denied or canceled due to changes in issuer policies, legal obligations, or risk concerns. Cards may be virtual or physical. Administrators can manage Cards through the Services.
2.3.2 Using Cards
Users may only use Cards for legitimate purposes. You must maintain internal controls to ensure Cards are used in accordance with your organizational needs and OneSafe’s policies. You are responsible for all Charges made by Users, even if not authorized. Charges may be denied or reversed by card networks or partners. OneSafe is not responsible for such reversals.
2.3.3 Disputed Charges
If you dispute a Charge, contact the merchant directly. If unresolved, submit a dispute via OneSafe. Not all disputes will qualify for a chargeback, and resolution is subject to applicable network rules. You must notify OneSafe within 60 days of the Charge. We may credit your Account if the dispute is deemed valid.
2.3.4 Lost or Stolen Cards
Notify OneSafe immediately if a Card is lost, stolen, or misused. Administrators may request replacements. You are responsible for updating payment info for recurring charges if card details change. OneSafe may suspend Card functionality for security reasons.
3. Prohibited Use
3.1. Restricted Activities
You agree not to use the Services for activities that:
Violate AML/CTF regulations
Involve unlicensed securities trading or fundraising
Use privacy coins, coin mixers/tumblers, or obfuscation tools
Support darknet markets, ransomware, or terrorist organizations
3.2. Sanctioned Jurisdictions
We do not provide Services to individuals or entities located in embargoed jurisdictions or listed on international sanctions lists maintained by OFAC, the EU, or other relevant authorities.
3.3. Enforcement Rights
OneSafe may suspend or terminate your account, freeze assets, or restrict access if we suspect any violations of these Terms or applicable laws.
4. Fees and Charges
4.1. Fee Disclosure
All applicable fees (e.g., conversion spreads, transaction fees, onboarding fees) will be disclosed on the website, in the docs, or as otherwise communicated.
4.2. Changes to Fees
OneSafe may change its fees from time to time. Continued use of the Services after any change constitutes acceptance of the new fees.
4.3. Miscellaneous and Inactivity Fees
In addition to disclosed fees, OneSafe reserves the right to charge miscellaneous fees including, but not limited to, account inactivity fees, account closure fees, investigation or compliance processing fees, or other administrative charges as applicable. These fees may be assessed with or without prior notice if deemed necessary for cost recovery or risk management.
4.4. Taxes
You are responsible for determining and paying any taxes related to your use of OneSafe Services.
5. User Responsibilities
You agree to:
Provide accurate and truthful information
Secure your login credentials and devices
Use the Services lawfully
Notify us immediately of unauthorized activity
You are responsible for all activity conducted through your account.
6. Liability and Disclaimers
6.1. Limitation of Liability
To the maximum extent permitted by law, OneSafe, its affiliates, agents, directors, employees, suppliers, or licensors shall not be liable for any indirect, punitive, incidental, special, consequential or exemplary damages, including without limitation damages for loss of profits, goodwill, use, data, or other intangible losses, arising out of or relating to the use of, or inability to use, the Services. OneSafe is not responsible for any damage, loss or injury resulting from hacking, tampering, or other unauthorized access or use of the Services or your Account.
We further assume no liability or responsibility for any:
Errors or inaccuracies in content;
Personal injury or property damage resulting from your access to or use of the Services;
Unauthorized access to or use of servers or personal information stored therein;
Interruption or cessation of transmissions;
Bugs, viruses, or other malicious software transmitted via the Services;
Loss or damage incurred from content transmitted through the Services;
User Content or offensive/illegal conduct of any third party.
In no event shall our liability exceed $1,000. This limitation applies regardless of the legal theory and even if we have been advised of the possibility of such damages.
6.2. No Guarantee of Access
The Services may experience interruptions. We do not guarantee continuous or error-free access.
6.3. Force Majeure
We are not liable for delays or failures due to causes beyond our control.
7. Dispute Resolution
7.1. Governing Law
These Terms shall be governed by the laws of the State of Delaware, United States, without regard to conflict-of-law principles.
7.2. Arbitration
All disputes shall be resolved through confidential binding arbitration administered by JAMS and governed by the Federal Arbitration Act. Arbitration may be conducted in person in your county of residence or via online/remote methods. Each party shall bear its own costs unless otherwise determined by the arbitrator. This clause does not preclude either party from seeking equitable relief for intellectual property infringement or data security violations.
7.3. Class Action Waiver
You agree that any arbitration or proceeding shall be limited to disputes between you and OneSafe individually. You may not bring claims as a plaintiff or class member in any purported class or representative action.
8. Changes to These Terms
8.1. Modifications
We may update these Terms at any time. Updates will be posted to our website or account interface.
8.2. Continued Use
By continuing to use the Services after an update, you accept the revised Terms.
9. Contact Information
For legal notices or support inquiries, please contact: Email: [email protected] Address: 3 Germay Drive, Wilmington Delaware 19804, USA
10. Definitions
"Administrator" – A person authorized to manage an Account and act on behalf of a user or business. "Beta Services" – Features made available for evaluation purposes that may be incomplete or unstable. "Customer Information" – Information provided during onboarding, including personal and/or business data. "OneSafe Account" – Your registered account with OneSafe. "Services" – The crypto and fiat-compatible services provided by OneSafe. "User" – Anyone authorized to access and use OneSafe Services.
By using OneSafe, you acknowledge and accept these Terms of Service.
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